Pawning an item is an easy, quick way to take out a short-term loan, without sitting in an office at the bank for hours, waiting for approval. Pawning an item means that you borrow cash against the item for your loan, and then when you are ready, you can pick the item back by paying off the debt!
IT’S EASY AS
1, 2, 3
Getting a short term pawn loan from Premier Pawn & Jewelry is as easy as 1-2-3
1)Come down to the shop with an item (or items) of value you want to loan against, as well as your driver’s license or other government issued picture ID.
2)We will examine your item and give you a free quote on its value!
3)If you decide to pawn that item, you will give it to us, and we will give you cash!
We offer the lowest loan rates in our area!
We offer a period of 60 days to pick your item back up. The service charge for a pawn loan is $25 on every $100 loaned per 30 days. For example, if you borrowed $100, it would be $125 to pick your item up within the first 30 days, and $150 to pick it up in 60 days. You can also extend your time by an additional 30 days by paying the service charge, and you can do this as many times as you need to. When you come in to pick up your item, you will need to pay the amount loaned and the current service charge.
We also offer payments on pawn loans – just ask us about them!
Simple, Easy-To-Use Tracking
Premier Pawn & Jewelry makes it easy to keep track of the loan and when it is due. We give you a pawn ticket which records the item information, a description of the item, the amount of money you took out, and the amount of money due in both 30 and 60 days. You will also need the ticket number if you call in to inquire about your pawn. If you lose or misplace your ticket, just come down to the shop with your ID- we will be able to look up all your loan information with that!